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10 Money-Saving Tips

Simple ways everyone can save money!

Avoiding A Nightmare On Renovation Street

You've decided you want a bigger, better and more desirable house. How do you determine when to renovate, what to do and importantly, how much will it cost and will we get our money back? Unless you're in the building industry, most people are fairly naïve when it comes to making decisions about renovating. Poor choices can be costly, especially if you over-capitalise and spend too much money on the house of your dreams.

Bank On It: Places to Hide and Invest Money

Today I passed a thermometer at a bank that read 110 degrees, but I am not telling you that to show you how hot it was. I am telling you that because this bank really needs to fix their thermometer. According to their thermometer, it was also 110 degrees in December. There are a lot of people, places and things that can be more accurate with the weather, and as I've never said (but have always wanted to), "Whatever I trust with the weather is what I also trust with my money." Here are some examples:

Check Facts and Figures

There are check writers and then there are check fanatics. There are a number of interesting facts about check writing. Did you know that Americans write more than 42 billion checks every year? Of those, roughly 450 million are "bad" checks.

Check Fraud and Verification

As a consumer it is important you protect yourself from check fraud. Fortunately when writing checks and buying checks there are a number of things you can do to protect yourself from a crime. Check security is a rapidly growing field.

Budgeting Made Easy

Well, dang! From what I've heard and read, it looks like we've reached an all-time world-class new record in the amount of personal debt on the books. Now it's probably not quite as bad as we've been led to believe, however many of us have managed to tromp further than we should have into the financial swamp. How well we'll be able to find our way back out to dry ground will depend on our knowing just where the heck we are in the first place.

Budgeting Tips to Save Real Money

Sticking to a budget can be difficult. What should you do if you have already spent more money than you have? Here are several real world ideas that can help you save real dollars and help you get your budget back on track and teach you how to reduce and eliminate your debt.

College Expenses: Seven Ways to Save on an Education

A college education is very necessary in todays job market. The cost of tuition has been steadily increasing over the years. This article covers seven steps you can take to help make your education a good investment.

Financing Collectibles for Fun and Profit

If you came across the opportunity to capture the ultimate collector's item, could you acquire it? Many collectors miss the chance to get rare and highly desirable items because they thought they couldn't afford them. One solution is creative financing.

First Checking Account When is it Time?

When is the right time for kids to get their own checking accounts? There is a lot of debate among parents and bankers on this idea. Bankers will open a checking account for anyone who they feel is fit to have one. Parents have two sides to the story. Some parents think their kids should have one as soon as they can because it teaches them valuable lessons. Other parents believe their children don't need checks at young ages.