10 Money-Saving Tips
Simple ways everyone can save money!
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Avoiding A Nightmare On Renovation Street
You've decided you want a bigger, better and more desirable house. How do you determine when to renovate, what to do and importantly, how much will it cost and will we get our money back? Unless you're in the building industry, most people are fairly naïve when it comes to making decisions about renovating. Poor choices can be costly, especially if you over-capitalise and spend too much money on the house of your dreams.
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Bank On It: Places to Hide and Invest Money
Today I passed a thermometer at a bank that read 110 degrees, but I am not telling you that to show you how hot it was. I am telling you that because this bank really needs to fix their thermometer. According to their thermometer, it was also 110 degrees in December. There are a lot of people, places and things that can be more accurate with the weather, and as I've never said (but have always wanted to), "Whatever I trust with the weather is what I also trust with my money." Here are some examples:
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Check Facts and Figures
There are check writers and then there are check fanatics. There are a number of interesting facts about check writing. Did you know that Americans write more than 42 billion checks every year? Of those, roughly 450 million are "bad" checks.
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Check Fraud and Verification
As a consumer it is important you protect yourself from check fraud. Fortunately when writing checks and buying checks there are a number of things you can do to protect yourself from a crime. Check security is a rapidly growing field.
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Budgeting Made Easy
Well, dang! From what I've heard and read, it looks like we've reached an all-time world-class new record in the amount of personal debt on the books. Now it's probably not quite as bad as we've been led to believe, however many of us have managed to tromp further than we should have into the financial swamp. How well we'll be able to find our way back out to dry ground will depend on our knowing just where the heck we are in the first place.
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Budgeting Tips to Save Real Money
Sticking to a budget can be difficult. What should you do if you have already spent more money than you have? Here are several real world ideas that can help you save real dollars and help you get your budget back on track and teach you how to reduce and eliminate your debt.
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College Expenses: Seven Ways to Save on an Education
A college education is very necessary in todays job market. The cost of tuition has been steadily increasing over the years. This article covers seven steps you can take to help make your education a good investment.
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Financing Collectibles for Fun and Profit
If you came across the opportunity to capture the ultimate collector's item, could you acquire it? Many collectors miss the chance to get rare and highly desirable items because they thought they couldn't afford them. One solution is creative financing.
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First Checking Account When is it Time?
When is the right time for kids to get their own checking accounts? There is a lot of debate among parents and bankers on this idea. Bankers will open a checking account for anyone who they feel is fit to have one. Parents have two sides to the story. Some parents think their kids should have one as soon as they can because it teaches them valuable lessons. Other parents believe their children don't need checks at young ages.
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How to Choose Wisely a Credit Card
So, you've made the decision to apply for a credit card. It's an important step for any consumer. Whether this is your first application in an effort to establish your credit, an addition to your existing credit card portfolio, or a plan to re-establish unsatisfactory credit, it is critical to research and fully understand the plans associated with various types of credit cards.
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How You Feel Affects How You Shop & How Much You Spend
Article points out the downfalls of shopping when your mood is not right. Being upset, angry, or depressed can have drastic consequences on your pocketbook after a shopping excursion unless you are prepared.
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Identity Theft More Tips on How it Can Be Avoided
Identity theft is a problem that can affect most anyone, and it isn't going to go away. Here are some more helpful tips on how you can avoid being a victim.
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If I Had a Structured Settlement, I Would Use It to Pay for Gas
Ways and means of surviving rising cost of gas.
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Understanding Your Finances Can Give You Power And Choice
What does a Stephen King novel and your finances have in common? Most people are clueless about financial matters which makes them a mystery. Finances are one of those things that are not taught in school. Learn a few simple tricks and money will become your friend...
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Budget Planning - It's Elementary My Dear Watson
You don't have to be a financial wizard to solve this mystery. And you certainly don't have to be Sherlock Holmes. You see it really is an elementary concept.
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Budgeting Your Way to Financial Freedom
Financial freedom cannot be achieved without budgeting. Budgeting involves tracking your sources of income and more importantly tracking your expenses. It is novel tool for controlling your expenses and making you aware of how you spend your money.
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Budgeting: A Tough Love Way to Handle Your Household Budget
Some families find it difficult to stick to a household budget. The good news is that most people find the longer they can stick to a budget, the easier it becomes. But how do you get through those tough first two, three or four months? This article describes things you can do that will help make sticking to a budget easier, including one "tough love" solution ...
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Budgets And Eating - Can They Co-Exist?
Feeding a family on a tight budget can be a real struggle - not to mention a tough balancing act. Shirley Bullington from http://www.femeat.com offers some innovative ideas on making it work.
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Creating A Household Budget
Creating a household budget can be a tedious task. My article will simplify the process while giving you great examples with great benefits. Before one can build wealth, one must control and management one's own spending habits. A budget is one of the key elements to obtaining financial independence.
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Bankruptcy Laws Get Tougher - More Expensive
Thinking about filing for bankruptcy? This article explains how bankruptcy laws are changing and why it might be best for you to file now before the new law kicks in ...
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Financial Fitness - Are You Exercising the Right Muscles to become Financially Fit?
Are your financial muscles well toned and healthy or flabby and weak? Do you want to change your relationship with money so you can have control over your financial future or do you want to continue to complain that you don't have enough? Exercise these 10 muscles to achieve financial fitness...
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Honor Those Who Serve with Checking Account Supplies
Respect for those who serve has always been in the back of our minds, but it is hard to honor them in person. The ability to show our passion for these heroes is easier than ever before. Custom design personal checks can be that shining star in your heart.
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How Electronic Checks Work Will Paper Checks Eventually Go Away?
Traditional checks probably won't disappear anytime soon, but processing checks electronically is sure to continue! Have you ever been asked to fill out your account and routing number when paying for something online or over the phone or have you provided a paper check to pay for something and it is given back to you after it is run through a machine?
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How To Free-Up 10% to 15% of Your Income
Would you be interested in freeing up 10% to 15% of your current income? Just imagine what you could do with this money. You could pay down your debts, increase your savings, or work toward that next important purchase that you have in mind. Wouldn't it be exciting to actually have money left over at the end of the month?
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