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How did a Thief get my Name? Don't be a Victim of Identity Theft

Identity Theft is America's fastest growing type of robbery. There have been an estimated 9.9 million victims in America and over 40% of all consumer complaints in the U.S. involve identity theft. About half of the victims do not know how the thief obtained their personal information.

How To Boost Your Credit Score

Years ago your credit score was a big secret, known only to a select few such as your mortgage and credit card companies. In 2000, Fair, Isaac Co., the major supplier of credit scoring software, ann...

How To Repair Your Credit Report

A bad credit report can ruin your chances to buy a car or a home, but your credit can be repaired...

Tackling Bad Credit

We often hear about credit history and how it affects ones chances of qualifying for a loan. What we do not know are the reasons that make or mar the credit history. Through this article we have tried to explain the reasons for bad credit and how we can escape them. Some of these are controllable like arrears that can be minimised by a change in the spending pattern. Others like divorce are uncontrollable. Read the article for a better management of credit.

Your Consumer Rights

If you have ever fallen behind on your debts you already know that dealing with your creditors can be a hassle. Sometimes it can be downright humiliating. It doesn't have to be that way.

14 Common Credit Mistakes

Establishing credit and wisely managing your credit becomes easier when you know how. You'll feel empowered by taking knowledgeable steps towards good credit, and you'll be on your way to purchasing real estate and greater financial freedom.

Addressing Bad Credit Card Debt

As credit cards become ever more popular as a means of payment, credit card pushes forward as a major financial problems in many households. It is important to understand exactly what a credit card is and how it can affect your financial well-being if it is not properly used.

Always Avoid Payment Holidays

Once you've been paying off a credit card for a while, you might be offered a payment holiday'. You'll get a letter, saying that since the company knows it's difficult for some families around Christmas (or whatever other excuse they think up), they're offering you a month off from paying, as a special present'.

Bad Credit Credit Cards

Chances are you've gotten your share of offers for credit cards in the mail, regardless of your bad credit history.

Collection Agencies: What Do They Do?

Collection agencies are businesses that collect past-due bills and accounts receivable for other persons or businesses in exchange for a fee.

Compare Credit Card Offers and Reward Yourself

Compare Visa, Mastercard, Discover Card, and American Express for the best interest rates and rewards. Get cash back, airline miles, or tons of gifts.

Credit Cards And Loans - So Many Options - So Little Time

How many kinds of credit cards and loans are there? We don't know either, but our goal is to find out by creating a website with information about each and every one of them.

Credit Repair: How To Deal With Your Creditors

If you're having financial problems and your creditors are threatening drastic action, there are things you can do to turn things around and make them at least reasonably happy. This article details the things you can do and how you need to document your efforts...

Four Tips How Homeowners Can Rebuild Their Life After a Foreclosure

The absolute best time to prepare for a disaster is before it happens, here are easy steps you can apply to if your mind is trouble.

How Does a Creditor Determine Whether to Grant You Credit?

Tired of being denied credit? It's time to take control of your finances for good!

Identity Theft - Don't Think You Are Immune

You do all you can. You shred your documents and statements. You are very careful how you give out your financial information. It might not be enough.

Manage Your Credit Wisely

Getting your first credit card is a big deal and all young people look forward to it with bated breath.

Minimize your Risk for Identity Theft

Identity theft is the fastest growing crime in America. According to the Federal Trade Commission, the number of identity theft incidents reached 9.9 million in 2003. These crimes are estimated to ha...

Minimum Credit Card Payments to Rise

Several major credit card companies are preparing to raise the minimum payment amounts. Borrowers should be aware of these changes.

SuperCharged Secret 3, Credit Card Utopia

TURBO-CHARGED KILLER RATE SAVING INFORMATION! Let's just take a brief moment to recap: If you've been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card Utop...

The Advantages of Credit Cards

There are many evils associated with credit cards, but there are benefits that are hard to ignore. One benefit is having the credit card company act in your behalf to recover funds from a disputed t...

The Exact Action To Take When You Find Errors In Your Credit Report

There are times when you may be turned down for credit and you do not understand why. According to the Fair Credit Reporting Act you are entitled to a free copy of your credit report if you have been denied credit because of negative items on your credit report within 60 days of the request for credit, if you are unemployed but looking for work, are on state benefits, or believe that your credit report is incorrect because of fraud.